A little noble lie about short-term loans. In almost all cases, financial infidelities begin this way. A pair of new shoes that are nothing but a purchase, but you decide to save to yourself the bad looks on the other side. Small online gambling enthusiasm – a few leagues given for pleasure that remain secret because of the danger of a scandal provoked by the very word “gambling”. Unfortunately, these small, personal transgressions are becoming more and more commonplace in indiscriminate spending, acquiring dependence, entering into deep debts and a huge series of ever-increasing lies.
If your partner spends secretly, cuts on general savings, takes indiscriminate short-term loans online that he does not mention, it can be destructive to family finances. But it’s not just that. Revealing vicious practices leads to loss of trust, treason, withdrawal, a sense of distance between partners. In other words, financial infidelity can hurt as much as love infidelity, and often both can be available. Often everything ends in divorce.
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Facts about financial infidelity and short-term loans online.
- Both sexes lie for money.
- In two-thirds of cases, a scandal occurs.
- Three-quarters of the cases result in divorce, separation or permanent deterioration of relationships.
- Half of the couples have at least once concealed financial information from their partner.
- And at the same time, 60% said that if financial infidelity had been made, they would have taken it very seriously.
Sins can be so inconceivable that we can easily accept them as something normal and not seriously serious. Buying a garment, a little money for the hobby, hiding a dollar from the salary. But they can easily resemble disease. And lead to unusual ingenuity. Divorce lawyers can issue a series of books on such cases. For example, a woman addicted to a shopping woman who took off all the labels of the new purchases and mastered them in supermarket bags and claimed to have exchanged clothes with a girlfriend. Or a man who created a phantom company lied that he had bought it and so justified the cost of buying an apartment for his lover. There are also variations when lies aim to make the partner take up most or all of the household’s subsistence. Like the concealment of income. Or as in the case when, at the first meeting, a girl lied about having a higher education and a profession. In the morning, they both got together and went out to work together. But only one had one. And since he was obviously successful and generous at the same time, he noticed the scam only years after they were married.
In any case, do not approach the problem of scandals, revolutions, strong emotions and impulsive actions. When you establish financial infidelity, first give yourself time to calm down the unpleasant feelings and think. Maybe in your case, a conversation would be enough at first? Or vice versa – will you need to be more categorical and determined? Always keep in mind that the scenario can not be overwhelmed.
How to handle your finances in the future:
- Do make a plan to deal with any skeletons that came out of the financial closet. Such surprises can greatly compromise your ability to obtain future credit opportunities. Now is the time to deal with them.
- Do construct a new joint budget that includes savings. Emergency situations drop into your life at the most inopportune times. Without a rainy day fund, the financial hole becomes even deeper.
- Do decide which person will be responsible for paying the monthly bills. It is likely that one person will be a good fit for this task, while the other finds it burdensome.
- Do allow each person to have independence by setting aside money to be spent at his or her discretion.
- Do decide upon short-term and long-term goals. It’s ok to have individual goals, but you should have family goals, too.
- Do talk about loaning money to family members and friends. Decide if it’s something you’re each comfortable with, or should be taboo.
- Do talk about caring for your parents as they age, and how to appropriately plan for their financial needs, if necessary.